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Levels of Cover
Do you need buildings insurance, contents, or both? A brief guide on choosing the right level of insurance for your home.
Published in Home Insurance

Additional Home Insurance Options
Something not covered by a policy? You still may be able to insure it under one of many of the available optional levels of cover
Published in Home Insurance

How to reduce your premium
There are a number of things you can do to make your home less of a risk to insurers - reduce the risk of your home and shrink the size of your premium
Published in Home Insurance

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Latest News

Home insurance rises 'have not materialised'
Increases in both car and home insurance that had been expected following last year's widespread flooding have not materialised, new research has revealed.
Published in Home Insurance

Insurance for mortgages 'not a priority for many'
Taking out protection insurance for mortgages is not a top priority for many consumers, despite its benefits, it has been claimed.
Published in Home Insurance

Mortgage insurance 'offers peace of mind'
Opting to have a fully protected mortgage can put homeowners in an ideal situation, it has been suggested.
Published in Home Insurance

Home insurance 'is a social responsibility'
Taking out home insurance should be a civic duty, an expert has said.
Published in Home Insurance

Review home insurance 'regularly'
It is important to ensure that personal belongings and items within a household are actually covered by home insurance, an expert has warned.
Published in Home Insurance

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Home Insurance

Compare Home Insurance

Get a great rate on your home insurance by comparing the top insurers below. Click "Get Quote" to find out how much you can save.

  Description Online Discount Get a Quote
logo The AA
Whether you're looking for buildings insurance, home contents insurance or a combined building & contents insurance policy, you could get up to 30% discount when buying online with The AA.		 Up to 30% online discount 994
 
logo Direct Line
Direct Line offer 12 months for the price of ten when you buy buidings and contents together (monthly payments spread across 12 months). Plus a 25% discount when you buy online. With UK call centre's and up to £1,000,000 buildings cover as standard Direct Line offer a great deal.		 Up to 25% online discount 993
 
logo More Th>n
Buy More Than home insurance online and enjoy a huge 25% discount. You will also receive free contents insurance when you buy buildings insurance (and will remain free for as long as you stay claim free), covering £75,000 of contents. This covers your possessions in your home and garden including sheds and garages, new for old goods replacement and basic accidental damage. Buildings are covered up to £400,000 or extra option of up to £750,000.		 25% online discount 992
 
logo Tesco
Choose from no frills to the highest level of cover with Tesco home insurance policies, Value, Standard and Finest. Tesco insure buildings for up to £1m (unlimited with the Finest policy), damage caused by a burst pipe and freezer contents cover. If you're a Tesco Clubcard customer, get a FREE Karcher Pressure Washer with Tesco Standard or Finest Tesco Home Insurance. Plus get 35% discount if you're a new customer. Offer ends 22nd July. 		35% discount & FREE Karcher Pressure Washer 999
 
logo Sainsbury's Bank
With Sainsbury's Home Insurance new customers who buy combined buildings and contents cover before 4th August will get a 15% discount.You will also get 3,000 Nectar points now and a further 3,000 Nectar points on 1st renewal if you remain claim free and a 5% online discount		 20% online discount, plus 3000 Nectar points 988
 
logo Churchill
Churchill offer an introductory discount of 50% for new home insurance customers buying buildings and contents insurance together, and an extra 15% online discount! They constantly review their rates and cover to make sure you benefit from the best deal possible. Buy Churchill Home Insurance online for a massive 50% discount!		 50% online discount 990
 
logo HSBC
Whatever your required level of cover, HSBC has the Home Insurance policy for you. Get a quote for a new Home Insurance policy, pay monthly and you will get three months free. Minimum premiums apply. Terms and conditions apply.		 No discount 976
 
logo Marks & Spencer
Buy Marks & Spencer Home Insurance online and get 10% off your premium. Choose Premier or Standard cover and enhance with Additional cover. Enjoy unlimited cover for your home and its contents and cover your possessions anywhere in the world.		 10% online discount 978
 
logo Natwest
Natwest are offering 15% first year discount (25% for Advantage Private or Gold members) plus an additional 10% discount for all customers when buying on line.		 10% online discount 996
 
logo Prudential
New Prudential customers will receive up to a 20% introductory, first year discount when they apply online with up to £250 Home Emergency Assistance as standard, including call out, parts and labour, without loss of No Claims Discount.		 Up to 20% online discount 981
 
logo Saga Group
Saga offers a choice of two policies: Saga Home Insurance Policy, which includes up to £500,000 buildings cover and up to £50,000 contents cover as standard, and Saga Home Insurance TailorMade policy, ideal for those that require higher levels of cover.		 Up to 22% online discount 982
 
logo esure
Esure offer competitive prices for both buildings and contents cover - with a contents no claim discount up to 45% and a further discount if you take both buildings and contents cover.		 No discount 984
 
logo Only Finance
With a quote from Only Finance you could save up to £300. With options for buildings and contents insurance you can choose the cover option that suits your needs.		 No discount 985
 
logo Legal & General
Legal & General has a flexible Home Insurance policy and offers great benefits. You can insure your buildings, your contents, or both, in the same policy. Legal & General offer you flexible options so you only pay for the cover you need. Plus, get up to 20% no claims discount. Get an immediate quote and buy online today.		 15% online discount 986
 

* Annual premium listed is for example only - premiums will vary depending on circumstances.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.