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Compare Home Insurance

Get a great rate on your home insurance by comparing the top insurers below. Click "Get Quote" to find out how much you can save.

	Description	Online Discount	Get a Quote
	Lloyds TSB Lloyds TSB Insurance offer a 15% online discount when you apply online for your contents or building insurance. Apply online today for the right cover at Lloyds TSB's best prices, from a name you can trust!	15% online discount	997
	The AA Whether you're looking for buildings insurance, home contents insurance or a combined building & contents insurance policy, you could get up to 30% discount when buying online with The AA.	Up to 30% online discount	995
	Direct Line Get 12 months' cover for the price of 9 on new home insurance policies. We replace goods on a new for old basis (excluding clothes). We can arrange for vetted tradesmen to carry our repair work to your house and the work will be guaranteed for 12 months. 95% of claims are approved over the phone and only UK call centres are used.	Up to 25% online discount	994
	Norwich Union Norwich Union home insurance can provide you with half price combined Buildings & Contents cover if you currently have five or more claim free years. Benefits include a 24 hour claims line, 7 days per week and registered professional trades people to repair your home to the highest standard. Cover against accidental damage to your home PC and home entertainment equipment is standard on home contents cover.	No online discount	992
	More Th>n Buy More Than home insurance online and enjoy a huge 25% discount on your premium. You will also receive free contents insurance when you buy buildings insurance, including a massive £75,000 contents cover and £2,000 of garden cover and home emergency cover up to £200 as standard.	25% online discount	993
	Tesco Tesco have three home insurance policies, Value, Standard and Finest so you can choose from no frills to the highest level of cover. Tesco insure buildings for up to £1m (unlimited with the Finest policy), damage caused by a burst pipe and freezer contents cover. If you get a quote for Standard or Finest Tesco Home Insurance by 7th January 2009, and then buy that policy within 90 days you will recieve 50% off your premium!	50% online discount	999
	Sainsbury's Bank 20% Discount for new customers when buying combined buildings or contents cover online. Includes Protection for high value items, Unlimited buildings cover - so your home's never under-insured, Up to 40% No Claims Discount (NCD) if you choose to purchase no claims discount protection, and No extra cost for paying by monthly direct debit. Plus, benefit from a 10% increase in the value of contents cover at Christmas.	Up to 20% online discount	989
	Halifax Halifax offer a 35% discount on buildings and contents insurance. You can pay for your insurance monthly at no extra cost, get up to 30% no claims discount and an additional 5% discount if you buy both buildings and contents cover together.	35% online discount	990
	Churchill Churchill guarantee to beat your home insurance renewal by £30 (terms and conditions apply). Benefit from 35% online discount for new home insurance customers and up to 25% discount on contents cover when you buy it together with buildings cover. Automatic cover up to £40,000 for your contents and £250,000 for your buildings, 24 hour claims and emergency helplines, personal possessions, accidental damage cover and legal protection are also available.	35% online discount	991
	HSBC Whatever your required level of cover, HSBC has the Home Insurance policy for you. Get a quote for a new Home Insurance policy, pay monthly and you will get three months free. Minimum premiums apply. Terms and conditions apply.	No discount	976
	Marks & Spencer Buy Marks & Spencer Home Insurance online and get 10% off your premium. Choose Premier or Standard cover and enhance with Additional cover. Enjoy unlimited cover for your home and its contents and cover your possessions anywhere in the world.	10% online discount	978
	Natwest Natwest are offering 15% first year discount (25% for Advantage Private or Gold members) plus an additional 10% discount for all customers when buying on line.	10% online discount	979
	Prudential New Prudential customers will receive up to a 20% introductory, first year discount when they apply online with up to £250 Home Emergency Assistance as standard, including call out, parts and labour, without loss of No Claims Discount.	Up to 20% online discount	982
	Saga Group Saga offers a choice of two policies: Saga Home Insurance Policy, which includes up to £500,000 buildings cover and up to £50,000 contents cover as standard, and Saga Home Insurance TailorMade policy, ideal for those that require higher levels of cover.	Up to 22% online discount	983
	esure Esure offer competitive prices for both buildings and contents cover - with a contents no claim discount up to 45% and a further discount if you take both buildings and contents cover.	No discount	985
	Only Finance With a quote from Only Finance you could save up to £300. With options for buildings and contents insurance you can choose the cover option that suits your needs.	No discount	986
	Legal & General Legal & General has a flexible Home Insurance policy and offers great benefits. You can insure your buildings, your contents, or both, in the same policy. Legal & General offer you flexible options so you only pay for the cover you need. Plus, get up to 20% no claims discount. Get an immediate quote and buy online today.	15% online discount	987

* Annual premium listed is for example only - premiums will vary depending on circumstances.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.