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Compare Home Insurance

Get a great rate on your home insurance by comparing the top insurers below. Click "Get Quote" to find out how much you can save.

	Description	Online Discount	Get a Quote
	The AA Whether you're looking for buildings insurance, home contents insurance or a combined building & contents insurance policy, you could get up to 30% discount when buying online with The AA.	Up to 30% online discount	992
	Direct Line Direct Line are offering 1/3 off home insurance cover when you buy buildings and contents insurance together. Plus get 25% discount when you buy online. With contents replacement of new for old and up to £1,000,000 buildings cover as standard Direct Line offer a great deal.	25% online discount	999
	Hiscox Hiscox provide comprehensive buildings and contents insurance as standard. They provide 24 hour home emergency cover as well as accidental damage cover and more. Get a quote on line and receive 10% discount. Hiscox home insurance is Rated 5 starts by defaqto.	10% online discount	998
	More Th>n Buy More Than home insurance online and enjoy a huge 20% discount. You will also receive free contents insurance when you buy buildings insurance (and will remain free for as long as you stay claim free), covering £75,000 of contents. This covers your possessions in your home and garden including sheds and garages, new for old goods replacement and basic accidental damage. Buildings are covered up to £400,000 or extra option of up to £750,000.	20% online discount	991
	Tesco Bank Choose from no frills policy, or a policy that offers the highest level of cover with Tesco home insurance, Value, Standard and Finest cover. Tesco home insurance insures buildings for up to £1m (unlimited with the Finest policy), damage caused by a burst pipe and freezer contents cover. New customers receive 12 months for the price of 8! (Equivalent to 33.3% off the current standard year premium). Conditions apply.	12 months for the price of 8!	997
	Sainsbury's Bank Buy combined Buildings & Contents cover and get Double Nectar points on Sainsbury's shopping for 2 years. New customers only and must remain claim free. Terms, conditions and exclusions apply.15% discount when you buy combined buildings and contents cover. Further 5% discount when you buy online	20% online discount	987
	Churchill Churchill offer up to 25% discount for new customers buying both buildings and contents insurance together this increases to 50% discount for customers that have not made a claim in the last 5 years. Also get a quote today and receive an extra 10% online discount.	10% online discount	989
	Liverpool Victoria Home Insurance provided by Liverpool Victoria is flexible and offers you great cover. Choose the level of cover you need, and receive up to £1million cover for buildings as standard. Also receive a special online discount for new polices and a further discount for taking both buildings and contents insurance.	Discount avaliable	976
	Marks & Spencer Buy Marks & Spencer Home Insurance online and get 10% off your premium. Choose Premier or Standard cover and enhance with Additional cover. Enjoy unlimited cover for your home and its contents and cover your possessions anywhere in the world.	10% online discount	977
	Natwest Natwest are offering 15% first year discount (25% for Advantage Private or Gold members) plus an additional 10% discount for all customers when buying on line.	10% online discount	994
	esure Esure offer competitive prices for both buildings and contents cover - with a contents no claim discount up to 45% and a further discount if you take both buildings and contents cover. They also offer contents cover for your garden and it contents as well as up to £10,000 cover for 'home office' equipment.	No discount	983

* Annual premium listed is for example only - premiums will vary depending on circumstances.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.