Compare Savings Accounts Whether you want an instant access account, need online savings, bonds or fixed term accounts or even an ISA account, Compare Now can help you choose. Narrow your search and review the savings accounts below. Then click on your preferred account for more information or to apply. Choose type of account Show all accounts Instant access Internet savings Bonds / fixed term Cash ISAs

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Provider	Account Information	Account Type	Maximum Interest (AER%)	Interest Paid	Minimum Deposit	More Info
	Tesco Bank - Internet Saver Get a competitive rate with the Tesco Internet Saver. You'll be able to manage your money seven days a week and also have instant access to your savings with this online saver account. Open your account today!	Internet Savings	2.75%	Annually	1
	Alliance & Leicester - Online Saver Issue7 Get hassle free savings with Alliance & Leicester’s Online Saver. The interest is paid annually and there are no withdrawal penalties. You can pay money into your savings account at any time.	Internet Savings	2.75%	Annually	1000
	Natwest - Cash ISA Save up to £3,600 in any one tax year and receive tax free interest on your savings. To have a Natwest Cash ISA you will also need to have, or open a Natwest Instant Access Account.	Cash ISA	2.00%	Monthly	1
	Natwest - e-ISA Want a tax free savings account? Then the Natwest e-ISA could be the savings account for you. Save up to £3,600 ot £5,100 per tax year. To apply for this account you will need a Natwest Current Account.	Internet Savings	2.50%	Monthly	1
	RBS - Direct Saver Start saving with just £1. You can make regular payments and have instant access to your money, plus manage your account easily with online banking. There is no need to have an existing RBS account.	Internet Savings	1.50%	Annually	1
	RBS - Cash ISA If you're looking for tax efficient savings, then this could be the account for you. You can save up to £3,600 in any one tax year and receive tax free interest. To open an RBS Cash ISA you will need to already have, or be able to open an RBS instant access account.	Cash ISA	2.00%	Annually	1
	Nationwide - e-Savings Plus If you’re a Nationwide Flex Account holder, why not take advantage of their eSavings Plus Online Account. This account gives you round the clock access to your money. Benefit from 3 free withdrawals a year and a rate of 2.00% AER.	Internet Savings	2.00%	Annually	1
	Nationwide - e-Bonds If you have a Nationwide Flex Account then you can apply for one of their e-Bonds savings accounts. They offer several term periods which are six months, 18 months, one year, two years, three years and five years. Invest as little as £1 and earn interest from 2.62% AER to 5.00% AER.	Bond	5.00%	Monthly or Annually	1
	Santander - Direct ISA Issue 6 Santander's ISA provides an easy was to save your money. Receive tax-free interest on your savings and have instant access to your savings. Start saving from as little as £1 and receive up to 2.75% AER.	Cash ISA	2.75%	Annually	1
	Santander - One Year Fixed Rate Bond The Santander One Year Bond gives you a fixed rate on your savings for one year. You can pay in anything from £1 to £2m but once the bond is open you can't add any further funds, so pay in as much as you can initially.	Bond	2.75%	Monthly or Annually	1
	Santander - Two Year Fixed Rate Bond Apply for the Santander Two Year Fixed Bond and you can relax knowing that your savings are earning a great interest rate, fixed for two years. Save from £1 to £25,000 and receive up to 3.9% gross/AER fixed	Bond	3.90%	Monthly or Annually	1
	Post Office - Cash ISA The Post Office Cash ISA pays a tax free rate of 2.25%. You can pay up to £3,600 into your ISA in one tax year. You also have the option to transfer funds from an existing ISA to your Post Office Cash ISA.	Cash ISA	2.25%	Annually	100

About Savings Accounts

There are many different types of savings accounts now available, from instant access accounts to high interest accounts where your money is tied up for several years, and the choice can often be bewildering. The type of savings account most suited to you depends on a number of factors, including your income, whether you need instant access to your money and how long you are prepared to commit to a particular account.

Savings accounts generally fall into five different categories. Instant access accounts allow you to access your money straight away without giving notice, and do not charge a financial penalty or withhold interest for the privilege. They are ideal for those who want to save but may need to draw cash at short notice. Because of their flexibility, instant access accounts often carry a lower rate of interest than longer term savings accounts.

Notice accounts tend to offer a good rate of interest, but require you to give a certain amount of notice before you withdraw money and will charge a penalty fare for early withdrawal. However, these accounts are falling out of favour with consumers as instant access accounts become increasingly competitive.

If your priority is ensuring your money is safe and secure, and you do not need short term access to it, then you should look at a bonds account. This type of account offers a very high rate of interest but requires your money to be tied up for a certain period of time - usually between one and five years - and you are not usually allowed to add funds to your initial deposit.

Regular savings accounts require you to make a certain number of deposits each year to avoid loss of interest or closure. This account is suited to people on a steady income who can afford to save a certain amount of money each month. Regular savings accounts often pay superior rates of interest by giving savers an annual bonus on top of their monthly savings. Most limit the number of withdrawals you can make each year.

Individual savings accounts, or ISAs, offer a good rate of interest on your savings and investments which is tax free. You can deposit up to 3,600 pounds per tax year in cash ISA and have instant access to your money. However, if you withdraw money you can't pay in any more than your maximum annual allowance. You are permitted one cash ISA and one stocks and shares ISA each tax year (April 6th - April 5th). You can invest up to 7,200 pounds in a single tax year - this went up from 7,000 pounds in April 2008. A maximum of 3,600 pounds can be invested in a cash ISA. The remainder of your 7,200 pounds allowance can be invested in stocks and shares. Alternatively you can invest the full amount in a stocks and shares ISA.