Review home insurance 'regularly'

Mon 21 Apr 2008 - Published in Home Insurance

It is important to ensure that personal belongings and items within a household are actually covered by home insurance, an expert has warned.

Changes to the contents of the home are made so often that it is important to make regular checks to what is covered, it has been claimed.

"The value of the contents of any home should be reviewed at least once a year. People's possessions change regularly and it is important their insurance cover accurately reflects that," said Debra Williams, the managing director of Confused.com.

She added that while individuals differ over how much importance they put on taking out home insurance, the benefits of such a products should be factored in when considering costs.

A recent survey conducted by Zurich Insurance suggested that large numbers of people in rented accommodation across the country do not have adequate home insurance for their belongings, with some 37 per cent of those questioned admitting to not having any cover whatsoever.

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