Insurance 'vital for young pets'

By Marianne Straker, Thu 30 Apr 2009 - Published in Pet Insurance

Pet owners should insure their animals as soon as they buy them, it has been claimed.

According to financial services provider Sainsbury's Bank, 12 per cent cats and dogs under the age of three suffer from some form of medical condition that requires treatment from a vet.

The group went on to say if a pet insurance claim is discovered to be for a pre-existing condition it will not be covered and the insurance firm will refuse to pay.

Joanne Mallon, Sainsbury's pet insurance manager, said pet owners often buy a puppy or a kitten and assume they will be healthy while they are young, so they do not bother to take out pet insurance immediately.

"Unfortunately, like with private medical care in humans, owners will struggle to get cover for an existing, condition which may mean paying for veterinary treatment and medication for this condition for the rest of the pet's life," she added.

This month, Saga Pet Insurance stated that chocolates and titbits lovingly fed to pets may do them more harm than good.

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