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Pet insurance 'even more important when dogs are from pedigree breeds'

By Marianne Straker, Mon 14 Dec 2009 - Published in Pet Insurance

One in two members of the top ten most popular pedigree dog breeds covered by a major provider has been the subject of a claim, research suggests.

A study by Sainsbury's Finance has found that 48 per cent of the pets from these types have had to claim on their insurance, highlighting the risks that pet insurance holders face.

Lucy Hunter, manager of the company, highlights the additional risks that pedigree animals face compared to other varieties.

She says: "Some pedigree breeds can be prone to certain hereditary conditions which in some circumstances can require long-term treatment. Indeed, more than 350 inherited diseases have been identified in pedigree dogs."

Sainsbury's advises animal owners to get cover from the moment they receive their puppy, as if any serious conditions emerge later they could be classified as a pre-existing condition and prevent the pet from being the subject of adequate coverage.

Last month, Sainsbury's Finance highlighted the importance of pet insurance for pedigree dogs, suggesting that King Charles spaniels are susceptible to hereditary heart and eye conditions.