Pet owners urged to check policy when taking out insurance

By Marianne Straker, Tue 17 Jan 2012 - Published in Pet Insurance

Pet owners are being urged to be extra careful and read the small print when taking out an insurance policy for their animal.

Many companies offer a host of different level cover plans with a varying amount of protection. It means that some insurance schemes do not guard the owner against costly operations which can incur a large bill.

It was recently revealed by Gocompare.com that a large number of pet owners in the UK had not taken out insurance for their animal. The survey found that only 56 per cent of dog or cat owners had taken out protection.

The BBC reported that Carrie Daniel took out a policy for her mini dachshund Rufus but when the dog suffered a ruptured disc her insurance did not cover the Ł4,500 needed for an MRI scan as it had a cap of Ł2,500 per injury.

It meant Ms Daniel had to pay the remaining Ł2,000 herself.

She told the source: "I was absolutely devastated. I had to use all my savings; I just had to do it for Rufus."

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