Churchill - Home Insurance

Churchill offer competitively priced insurance policies including: car, home, travel, pet, motorcycle and breakdown insurance.

Count on Churchill - you could be paying less for your Home insurance! Here are just some of the benefits you’ll enjoy as a Churchill Home Insurance customer: Get your home covered for half price! Up to £50,000 contents and up to £50,000 Building cover as standard. New for old replacement of household contents. Call centres based in the UK only.

• Up to 50% discount if you haven't claimed in the last 5 years
• Up to £50,000 contents cover as standard
• 24 hour emergency helpline
• Automatic cover up to £500,000 for buildings insurance.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.