Marks & Spencer - Life Insurance

Marks & Spencer have a history of delivering quality products at excellent prices, and their new financial offerings are no different.

Get great value life cover from M&S Life Insurance and get paid a guaranteed cash sum to protect your loved ones in the event of your death during the term of the policy. M&S Life Insurance starts from as little as £5 per month and the premium is fixed for the full term of the policy.

• Premiums will not increase during the term of the policy
• Save 5% when you buy online
• Cover from £5.00 per month

About Life Insurance

Life insurance is for those who wish to provide financial cover for their families and to make sure that their property remains within the hands of their partners and/or children. There are two types of life insurance available; term life insurance and investment type life insurance. Term life insurance is called so, because it provides cover for a number of years which you can set yourself, providing cover until a time at which your dependents are in a financially able position. Investment type life insurance is generally more expensive, as it provides a pay out at the end of the term regardless. It is therefore more expensive than term life insurance which is a protection only type of insurance policy.

Term life insurance policies provide peace of mind that should something happen to the insured, his or her dependents will benefit by way of a cash payment. Term life insurance can also be tethered to your mortgage, a policy which ensures the security of your estate and that your partner and/or children are not left without a home.