Natwest Home Insurance

Natwest provides personal, private, business and commercial banking, savings and investments and hassle free online banking to their customers.

Natwest are offering 20% first year discount (enter code 20OFF) plus an additional 20% discount for taking out combined buildings and contents cover. Natwest Select Silver, Advantage Gold, Advanatage Private, and Black Account customers also receive a Further 10% discount

• 20% first year discount when buying online
• 20% discount when purchasing both Buildings and Contents
• 24-hour household emergency helpline
• New for old cover on most items
• Option to pay monthly at no extra charge

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.